For those individuals seeking real estate loans at low loan- to-values, below 65% of market value. Often times credit scores and financials are no the most important criteria. Financing is mainly determined by the real estate asset. Residential and commercial real estate properties considered. Ideal for single-family re-habs (non-owner occupied).
A quick loan needed to purchase or re-hab a property after which, loan will be refinanced or property sold within a short period of time: Loan terms are generally less than 12 months with no pre-payment penalty
Short-term financing for new construction or major re-habs where permanent financing will pay-off the mezzanine financing in a relative short term. Loan amounts up to 85% LTV.
Residential Loans: Sub-prime is still available (Texas only). If you are self-employed; have tax returns; or bank statements, but but can't qualify for that conventional loan or the FHA loan. If your credit score is not quite satisfactory but you do have income, you may qualify. If you live in your home and need to re-fi we may be able to help. If you are purchasing an investment property needing some re-habbing we may be able to provide financing. Realtors and mortgage professionals we may have the financing answer to get your property sold.
Conventional Commercial lending
We have investors lending on all manner of commercial conventional real estate properties for those who qualify at competitive rates. These conventional loans are excellent for taking you out of the above listed programs. Market rates and terms are available upon request.
Loan Modifications and Short-sales
Homeowners facing foreclosure and need a solution or a quick sale? We have negotiators on stand-by waiting to assist in modifying your current mortgage. We know the lenders and have done many successfully over the years. Bankruptcy is not always the only solution. In a short-sale is the only option, we represent many cash buyer ready to close quickly.
Gas Stations Industrial parks Flag Hotels
Apt BLDGS Sub-divisions Bed and Breakfast
Mixed-use BLDGS. Raw land Note Purchases Warehouses
Single family investment property Office parks
Storage facilities Restaurants
* Appraisals not always necessary (case by case)
* Loan term from 6 to 18 months
* Bankruptcy or foreclosure avoidance
* No upfront fees
* Local lenders /investors
* loans sizes from $100,000 to $15 million
* No /low Credit Score programs